Variable and tracker rates not being increased by the bank.
AIB has become the first of the three main banks to increase its mortgage rates in the wake of European rises.
The higher fixed rates are across the AIB, EBS and Haven brands, pushing up the cost of repayments on some fixed rates by €300 a year.
The 0.5 per cent rise will apply from the end of today to new customers on fixed and variable rates.
However, it won't apply to borrowings drawn down before November 14th.
AIB said the rises are in response to the European Central Bank’s ( ECB) decisions to raise interest rates by 1.25 percentage points since July.
Darragh Cassidy from Bonkers-dot-ie says this is just the beginning for mortgage holders in Ireland: